VA loans are only offered to veterans. This is a popular loan because a VA loan allows you to obtain 100% financing with no mortgage insurance. As a veteran you are able to get a loan up to $424,100 with no money down. The Veteran’s Administration does require an upfront funding fee depending on whether you have used your eligibility before or not. The funding fee is typically financed into the loan amount. If you have over a certain percentage of disability the VA funding fee may be waived. If you are not sure if you are eligible, you can fax us a copy of your DD-214 and VA Form 26-1880. We are happy to pull you Certificate of Eligibility for you.
VA Loans
VA Loans
Apply for a VA Loan Today
Are you a United States Military veteran? If so, you are eligible to apply for a VA loan, also known as the GI Bill.
This loan provides you with a federally guaranteed home with no down payment due! It provides veterans and their families with the housing assistance they need. If you are deemed eligible, you will be offered a loan with no maximum amount.
Get Financing Packages
If you are eligible to apply for a VA loan, you can get financing packages that are not available to non-veterans.
Please call Cape Mortgage Inc at 609-601-9200 to learn about the financing packages that may be available to you. Our experienced team will do everything it can to get you the loan and financing you need to procure your home!
Highlights of a VA Loan:
- 100% Financing
- No Mortgage Insurance
- Seller can pay all of your closing cost
- Great Rates
- 30 or 15 year fixed and ARMS
- Can be easier to qualify than conventional loans
- Loan amounts up to $424,100 with no money down