VA loans are only offered to veterans. This is a popular loan because a VA loan allows you to obtain 100% financing with no mortgage insurance. As a veteran you are able to get a loan up to $424,100 with no money down. The Veteran’s Administration does require an upfront funding fee depending on whether you have used your eligibility before or not. The funding fee is typically financed into the loan amount. If you have over a certain percentage of disability the VA funding fee may be waived. If you are not sure if you are eligible, you can fax us a copy of your DD-214 and VA Form 26-1880. We are happy to pull you Certificate of Eligibility for you.